Registered chit fund companyTransparentTechnology-enabledMember-focused
+91 9000334868Hyderabad, India
Secure digital membership

Member Registration & KYC

A guided application designed for identity, financial and reference verification before membership approval.

01

Account verification

Verify the applicant's email before continuing. Mobile OTP will be activated after the DLT/SMS setup is completed.

Mobile OTP pending DLT/SMS activation
Email not verified
Email OTP is active through Devna Digichits' authenticated no-reply mailbox. Mobile OTP remains pending until the Indian DLT/SMS configuration is completed.
02

Personal & residential details

Core identity, occupation and current residential information.

03

Live location

Capture location with the applicant's permission during registration.

Registration location

Not captured

Browser location requires HTTPS and explicit user permission. Precise coordinates should only be stored with a defined retention policy.
04

Address proofs

Attach two separate acceptable address-proof documents.

05

PAN & identity verification

Enter the applicant's PAN. Electronic PAN verification is prepared for authorised-provider activation.

PAN Verification Service Awaiting Activation
Pending provider activationName, DOB and PAN status matching will be enabled after the authorised PAN service is connected.
The PAN format is validated now, but the site does not claim that the PAN is verified until an authorised verification provider confirms it. Existing government-ID uploads remain as the current manual KYC fallback.
06

Aadhaar authentication

Aadhaar OTP/e-KYC is prepared for activation through an authorised UIDAI authentication provider.

Aadhaar Authentication Service Awaiting Activation
Awaiting authorised providerOTP will be sent only through the authorised Aadhaar authentication ecosystem after activation.
Aadhaar/VID input Not collected before activation
Aadhaar OTP Awaiting provider
Aadhaar e-KYC / Yes-No response Awaiting provider
Privacy safeguard: this build does not collect or store an Aadhaar number, VID, Aadhaar OTP or biometric PID data. When the authorised provider is activated, only permitted masked identifiers, provider references, consent records, status and audit metadata will be retained. Manual government-ID verification remains available as the alternative KYC route.
07

Live photo, liveness & Aadhaar face authentication

Capture the applicant's live photo now. UIDAI Aadhaar Face Authentication remains separately locked until the authorised provider and approved face-authentication flow are activated.

Camera preview
Live location at capture Pending
Application liveness check Provider required
Aadhaar Face Authentication Awaiting authorised provider
The captured application photo is stored as a KYC document, but it is not treated as successful Aadhaar biometric authentication. Aadhaar Face Authentication will use the authorised UIDAI/provider flow and its result/reference after activation; biometric capture data will not be permanently stored by this application.
08

Two references

Provide contact details for two independent references.

Reference 1

Reference 2

09

Income verification

Upload three months of salary slips and corresponding bank statements.

Production review will compare salary amounts, salary-credit dates and payer/employer details. Any discrepancy should be flagged for authorised manual review rather than automatic rejection.
10

Credit report & chit selection

Attach a recent CIBIL report and choose the preferred chit value.

Foreman commission: 4%. One-time registration & stationery fee: ₹1,500 at the start of each chit.
11

Declaration & submission

Review the declarations before the application is submitted for verification.

Application status after secure saveSecure Draft — Provider Verification Pending
This version can save the application and documents securely as a draft. Email OTP is now enforced. Final KYC submission remains locked until mobile OTP, PAN verification and authorised Aadhaar OTP/face-authentication services are connected.